It is not tricky to contact Travel insurance. Policies are sold in many Post Offices, banks, building societies and travel agents. There are also many comparison websites which you can check if you would like to purchase online. If you are planning on going skiing or taking part in high-risk activities like diving or climbing then you’re going to have to pay a higher premium. Check the small print to make sure that you would be covered before buying your policy. For taxpayers who reside within the European Economic Area, are entitled to a level of free medical care if travelling within the EEA area, in case you’ve got a valid EHIC (European Health Insurance Card). The European Health Insurance Card (EHIC) shouldn’t be used as a substitute for buying a travel insurance policy. Are you searching about european health insurance card? Browse the earlier talked about website.
This section will clarify what is covered by the EHIC, and how to apply for or to renew your card. If you or any of your dependents are suddenly taken ill or have an accident while visiting any EU country, free or reduced cost emergency treatment is available on production of a valid EHIC. The EHIC replaced the E111 Card or form in 2006, so in case you have an E111 stashed away in a drawer somewhere, it is invalid, so you need to throw it away and order your free EHIC. Remember that just state-provided emergency treatment is covered. The EHIC does not cover you for all medical expenses or for repatriation, and so it’s not an alternative to travel insurance. It most definitely does not cover costs involved in the cancellation or curtailment of your journey. It would also not cover things like lost luggage, money etc.. Despite the fact that you are just travelling within Europe it is highly recommended to take out some travel insurance to cover all eventualities and peace of mind. Few countries pay the full cost of medical treatment even under reciprocal health service arrangements.
It’s therefore a good idea to take out travel insurance and not to just rely on the European Health Insurance Card or EHIC. Be sure to apply for your EHIC before traveling in Europe. To apply for a Card that you have to complete a form in the booklet’Health Advice for Travellers’ from Post Offices. If you have access to the Internet then the easiest method is to use online. If you already have an EHIC, remember to check it is still valid before you travel. It is free to apply for or renew, but they’re only valid for five years and can easily be overlooked. If you’re renewing your EHIC, you can do this six months before the expiry of your current card. You are required to have a EHIC for each member of the household and all cards are valid for five decades.